In the money markets, businesses governments and sometimes individuals borrow or lend funds for short period of time. Usually 1 to 120 days. US Treasury-bills are the _________ money market instrument. They are followed by negotiable certificate deposit and ___________ paper. Other money market instruments they are not large in-volume of standing are important in ____________ market and represent invest mental ternaries for money market ____________. It is a closed substitute ability of market i