If you find you spend more than you make, there are only two things to do: decrease your spending or increase your income. It"s often easiest to decrease expenditures, because your expenses tend to be more 1 .
But keep in mind that saving money should not necessarily be an end in itself. Don"t spend hours thinking of ways to save a dime, and don"t get upset about situations where you are 2 to spend money. The goal is to bring your budget into balance, not to become a tightwad who 3 every penny and feels that spending money is a 4 failure. It is important to remember that budgets may be brought into balance not only by decreasing expenditures, but also by increasing income. The most direct way to increase income is to get a part-time job if you don"t already have one.
Many students work during college. Although working adds to the time 5 you will face, it does not mean that your grades will necessarily 6 . In fact, many students who work do better in school than those who don"t work, because those with jobs need to be more 7 and focused.
Considering part-time work is often a better strategy for 8 budget shortfalls, than taking out a loan. Because student loans are 9 to get, it"s easy to use them as a crutch (拐杖 ). Loans can be of help in an emergency or if you couldn"t afford to attend a college without them. If you do take out a loan, 10 yourself: one day soon you"ll have to pay it back, with interest.