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【单选题】

Section B
Directions: There are 2 passages in this section.Each passage is followed by some questions or unfinished statements.For each of them there are four choices marked A, B, C and D.You should decide on the best choice.
In a wealthy neighbourhood in Seoul, anxious parents drag frightened toddlers into Dr Nam Woo's office and demand that he operate on the children's tongues.It is a procedure: Just a snip (剪开) on a membrane and the tongue is supposedly longer, more flexible and—some South Koreans believe—better able to pronounce such notorious tongue-teasers for Asians as the English word 'rice' so it doesn't sound like 'lice'.
'Parents are eager to have their children speak English, and so they want to have them get the operation,' said Nam, who performs about 10 procedures a month, almost all on children younger than 5.
In this competitive and education-obsessed society, fluent and unaccented English is the top goal of language study and is pursued with fervor.
It is not unusual for 6-month-old infants to be put in front of the television for as long as five hours a day to watch instruction videos, or for 7-year-olds to be sent out after dinner for English cram courses.
South Korean parents will spend the equivalent of a month's salary on monthly tuition at English-language kindergartens and up to U.S.$50 an hour for tutors.Between the after-school courses, flashcards, books and videos, English instruction is estimated to be a U.S.$3-billion-a-year industry—and that doesn't include the thousands of children sent abroad to hone their skills.
In another display of linguistic zeal, the Seoul city government recently set up a hotline for citizens to call if they see English spelling or grammar mistakes on public signs.'Learning English is almost the national religion,' said Jonathan Hilts, host of a popular English-language talk sow on South Korea's Educational Broadcasting System.
The most controversial aspect of the English craze is the tongue surgery, which critics say is unnecessary.No statistics exist in South Korea about the number of such operations, which usually are done in private clinics.However, doctors say the procedure's popularity has soared with the boom in English instruction.Linguists sneer at the idea that South Koreans' tongues are too short to speak English properly.
'Since Westerners are taller they might have longer tongues.But this operation lengthens the tongue by only a millimeter or two and that has nothing to with it.The real problem for South Koreans, as for Japanese, is that their own languages make no distinction between Ls and Rs, so their ears cannot detect the difference.'
According to some linguists, the reason why South Koreans can't pronounce 'Rice' correctly is that ______.

A.
South Koreans do not care much about English pronunciation
B.
their physical disability keeps them from doing so
C.
Korean language does not include the phonetic sounds 'L' and 'R'
D.
they are deaf to the different pronunciation of some letters
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参考答案:
举一反三

【多选题】票据业务一般包括( )三类。

A.
票据发行业务
B.
票据抵押业务
C.
票据交易业务
D.
票据延伸业务
E.
票据贴现业务

【单选题】由于存款业务量巨大,故存款合同一一般采用( )。

A.
客户制定的格式合同
B.
客户与存款机构协商的格式合同
C.
存款机构制定的格式合同
D.
口头形式

【单选题】下列有关出口信贷的表述中,正确的是( )。

A.
买方信贷以设备出口商为借款人
B.
买方信贷必须通过本国商业银行转贷
C.
出口信贷通常不能对设备价款全额贷款
D.
出口信贷利率通常要高于国际商业银行贷款利率

【多选题】下列关于久期缺口的说法,正确的有( )。

A.
久期缺口=资产加权平均久期-(总负债/总资产)×负债加权平均久期
B.
当久期缺口为负值时,如果市场利率下降,则资产价值增加的幅度大于负债价值增加的幅度,流动性随之增强
C.
当久期缺口为正值时,如果市场利率上升,则资产价值减少的幅度大于负债价值减少的幅度,流动性随之降低
D.
久期缺口的绝对值越大,利率变化对商业银行的资产和负债价值影响越大,对其流动性影响也越显著
E.
久期缺口为零的情况在商业银行中极少发生
相关题目:
【多选题】票据业务一般包括( )三类。
A.
票据发行业务
B.
票据抵押业务
C.
票据交易业务
D.
票据延伸业务
E.
票据贴现业务
【单选题】由于存款业务量巨大,故存款合同一一般采用( )。
A.
客户制定的格式合同
B.
客户与存款机构协商的格式合同
C.
存款机构制定的格式合同
D.
口头形式
【单选题】下列有关出口信贷的表述中,正确的是( )。
A.
买方信贷以设备出口商为借款人
B.
买方信贷必须通过本国商业银行转贷
C.
出口信贷通常不能对设备价款全额贷款
D.
出口信贷利率通常要高于国际商业银行贷款利率
【多选题】下列关于久期缺口的说法,正确的有( )。
A.
久期缺口=资产加权平均久期-(总负债/总资产)×负债加权平均久期
B.
当久期缺口为负值时,如果市场利率下降,则资产价值增加的幅度大于负债价值增加的幅度,流动性随之增强
C.
当久期缺口为正值时,如果市场利率上升,则资产价值减少的幅度大于负债价值减少的幅度,流动性随之降低
D.
久期缺口的绝对值越大,利率变化对商业银行的资产和负债价值影响越大,对其流动性影响也越显著
E.
久期缺口为零的情况在商业银行中极少发生
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